Homeowners Insurance
Comprehensive Coverage for Your Residential Property
Whether you’re a renter, landlord, or homeowner, carrying a policy to protect your property is essential and, in some instances, the law. Wilson Independence Insurance Agency helps property owners navigate the complexities of searching for homeowner insurance in Cottage Grove, Deerfield, Madison, WI and the surrounding communities. Working with an independent agent offers the best flexibility because we’re not tied to a single insurance provider. We can shop around for the best coverage and price tailored to your needs. Learn more about the different types of homeowner insurance we provide.
Homeowner Insurance
Homeowner insurance provides coverage for various unexpected disasters that could occur in your home, including fires, storms, theft, and storm damage. Policies can also include liability protection, which safeguards you if someone gets injured on your property. Our agent will take the time to understand your property’s unique needs, recommend additional coverage, such as flood insurance if necessary, and compare numerous policies to ensure you’re not overpaying or underinsured.
Renter’s Insurance
Renters may overlook the need for insurance because it’s not their property. However, your landlord’s policy may not cover your personal belongings. The right renter’s insurance plays a crucial role in protecting your property and finances from fires, theft, and injuries in your unit. Renter insurance is more affordable than you may think. Speak to our agent to find a policy that’s right for you.
Condo Insurance
Condo living comes with insurance requirements that differ from a detached home. Unlike a typical homeowner, you share some responsibilities with your condominium association. Our agent can help demystify condo insurance policies provided by nationwide insurance companies and local insurance providers. Let us ensure your condo has appropriate coverage.
Landlord Insurance
Being a landlord comes with many risks. While typical homeowners insurance is designed for your property, landlord insurance is designed for rental properties. The right landlord insurance is customized to provide peace of mind for common issues landlords face, including property damage, liability protection, and lost rental income. Our independent agent will help you find the perfect balance of coverage and savings.
Airbnb Insurance
Airbnb properties are becoming more popular, meaning more insurance companies have policies available. However, deciding which policy is right for your rental can be challenging. We can help clients find the right insurance policy to protect themselves and their guests. Average Airbnb insurance policies offer liability coverage, property damage, and loss of income. The right policy is essential to maintaining your rental property.
Helping You Find the Right Homeowners Policy
As your local independent homeowner insurance agent, we understand the unique challenges each type of homeowner faces. Whether you own a detached home in the Sun Prairie, Wisconsin, suburbs or a multi-unit condo complex in Stoughton, Wisconsin, you can count on us to find the insurance coverage you need. Speak to our independent agent today to begin shopping for your policy.